Your Payments Should Be Too
Power your business with the most trusted online payment gateway in India
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Increase revenue through a conversion-optimised checkout, AI-ready payment flows, and tools to reduce COD reliance and RTO losses
Drive higher conversion in India with UPI and RuPay acceptance, enabled by licensed infrastructure and streamlined onboarding
Scale regulated financial products with structured recurring payments, compliance built in, and simplified reconciliation
Protect recurring revenue with a stable billing infrastructure, compliant cross-border payments and invoice collections that reduce failed renewals
Improve booking completion for large-ticket transactions with a best-in-class card stack and automated retries
Go live in minutes with Penguin Payment Gateway plug-and-play integrations for Shopify, websites, and apps. Accept UPI, cards, net banking, wallets, BNPL, EMI, and COD.
Integrate quickly with a wide range of SDKs. RESTful APIs, plug-ins, support for all major platforms.
With Penguin International Payments, collect payments in 140+ currencies from customers worldwide and settle in INR.
Create and share payment links easily via SMS and email for your online brand and collect easy payments
Make payouts at scale with Penguin Payouts, send money 24×7 to bank accounts, UPI, cards, and wallets without delays.
Secure onboarding and transactions with Penguin Secure ID - 360° identity verification, fraud checks, and compliance.
Secure onboarding and transactions with Penguin Secure ID - 360° identity verification, fraud checks, and compliance.
Customise checkout per your brand and enable OTP login and faster checkouts using 100M+ saved customer data
Run no-cost EMIs, targeted offers, and recover abandoned carts with automated WhatsApp reminders
Reduce RTOs and nudge COD users toward prepaid without hurting conversion
Customize our APIs to suit your business needs or build on our payments infrastructure.
Penguin Payments is one of India’s leading online payment companies and a licensed Payment Aggregator. It helps 12,00,000+ businesses accept online payments and send payouts across multiple use cases, including vendor payouts, wage disbursements, bulk refunds, and more.
Penguin Payments offers the widest range of online payment solutions including API banking platform, Payouts, which enables businesses to send money instantly, 24×7, to bank accounts, UPI IDs, cards, and wallets via simple APIs, without relying on manual uploads through corporate banking portals.
Penguin integrates seamlessly with major platforms like Shopify, Paypal , Amazon Pay, Google Pay, and Ola money, making it a comprehensive online payment solution for businesses of all sizes.
Penguin Payments offers 100% paperless onboarding for businesses looking to start accepting online payments through its Payment Gateway or other payment solutions.
Follow these steps to activate your account:
You can then switch to the Production Environment and begin accepting payments on your online payment website, app, or platform.
After submitting your documents for review, your account is typically activated within 24 working hours, subject to compliance verification. Penguin’s fast onboarding process allows businesses to quickly start using its Payment Gateway and online payment solutions.
For more details, refer to the account activation guide
Penguin Payment Gateway supports 180+ payment modes, including UPI, cards, net banking, wallets, Pay Later, and Cardless EMI options, making it one of the most comprehensive online payment gateway solutions in India.
Penguin is among the few payment gateways that support instant refunds, compared to the industry standard of 5–7 working days. This enables businesses to offer a better online payment experience while managing operations efficiently.
Its high payment success rates, instant refunds, and advanced features make it a preferred payment solution for businesses across industries.
Yes. Businesses can enable international payments using Penguin Payment Gateway and accept payments from global customers.
Penguin supports international online payments and can help businesses expand their online payment website to serve global markets. You canconnect Paypal to your Penguin Payments account and offer PayPal as a checkout option instantly.
Payouts by Penguin Payments is a payment disbursal platform that enables businesses to send money instantly and at scale.
With Payouts, businesses can:
When you create a Payouts account, a virtual wallet is set up for you. Funds can be added from your bank account and used to process payouts 24×7 to bank accounts, UPI IDs, cards, and wallets.
Businesses can use the dashboard for bulk uploads or integrate Payouts APIs into their ERP or product systems for automated disbursals.
Yes. Penguin offers customised pricing for businesses based on transaction volumes, industry category, and selected payment solutions.
You can connect with our team to discuss your requirements and find the best payment solution for your business.
For more details, visit the pricing page or contact us directly.
With Cashfree collect payments, make payouts, manage international payments and more. Start now by creating your account or get in touch to explore custom solutions.
Accept Payments
Make Payouts
Start Business Banking
Automate Payroll
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